INCREASING SOLVENCY BY MODERATING SOCIAL CAPITAL: A STUDY ON GROUP LENDING MODEL FROM COMMUNITY EMPOWERMENT TRUST FUND – INDONESIA

نویسندگان

چکیده

The Community Empowerment Trust Fund is a revolving fund belonging to the community originating from former Sub-District Development Program and National for Independent Rural in Indonesia which ended 2014. institutions then manage economic activities form of group loans. lending model financial inclusion that reaches poor who do not have collateral. These funds been managed well with loan model. However, success managing these cannot be separated social capital built between members management unit. This study aims examine borrower – internal setting; appraisal control on repayment performance. results prove appraisal, control, positively impact capacity. research finding strengthens dynamics increase Another explains women’s groups higher collectability rate loans compared productive business whose are both male female.

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ژورنال

عنوان ژورنال: Business: Theory and Practice

سال: 2023

ISSN: ['1648-0627', '1822-4202']

DOI: https://doi.org/10.3846/btp.2023.16735